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(W) – Workshop (T) – Talk

Financial Planning Begins Now (W)
Learn how to build a financial plan using savings, insurance and investments to achieve your goals. Assess your financial position through analysis of your cashflow, net worth and financial ratios.

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Measuring Your Financial Fitness (T)
Learn how to assess your financial position through analysis of your cashflow, net worth and financial ratios.

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Implementing Your Financial Plan (T)
This talk aims to provide an overview of financial plans; namely savings, insurance and investments and how they can help you achieve your financial goals.

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Understanding Life Insurance (W)
Learn how to assess your life insurance needs. Understand the features of the various types of life insurance policies which are term, whole life, endowment and investment-linked policies. Find out about Direct Purchase Insurance (DPI) and learn how to use online portal compareFIRST to compare and select life insurance products.

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Types Of Life Insurance (T)
This talk aims to help you understand the various types of life insurance which are term, whole life, endowment and investment-linked products. You will be taught how to select life insurance products that meet your objectives.

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Understanding Basic Health Insurance (W)
Learn about the various types of health insurance policies and the meaning of common terms such as policy limits, exclusions and deductibles. Find out about the CPF schemes that provide basic health insurance cover such as MediShield Life, ElderShield and CareShield Life.

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Types Of Health Insurance (T)
Learn about the various types of health insurance policies and the meaning of common terms such as policy limits, exclusions and deductibles.

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CPF Insurance Schemes (T)
Learn about the CPF schemes that provide basic health insurance cover such as MediShield Life, ElderShield and CareShield Life.

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Introduction To Estate Planning (W)
Understand the purpose, importance, considerations and ways of distributing your assets according to your wishes. Also covered is distribution according to the Intestate Succession Act. You will also learn about wills, nominations, trusts and the Lasting Power of Attorney (LPA).

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Importance Of Estate Planning (T)
Understand the purpose, importance, considerations and ways of distributing your assets according to your wishes. Also covered is distribution according to the Intestate Succession Act and the Lasting Power of Attorney (LPA).

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Steps In Estate Planning (T)
This talk covers the objectives, the basic steps in estate planning and the different means of distributing your assets.

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Starting A Family (W)
Learn how to plan your finances as a couple and how to budget for your first home, expenses when having children and taking care of medical needs. Also find out about available government subsidies, leave schemes and tax benefits for parents.

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Baby And Child Support Schemes (T)
This talk aims to help you plan your family finances as a couple, with an emphasis on government subsidies and tax benefits offered to help defray the cost of having children in Singapore.

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Give Your Child Money Sense (W)
This module aims to teach participants the importance of inculcating good financial habits from young. It covers ways that can help to give children money sense such as teaching and modeling healthy financial habits and budgeting.

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Introduction To Personal Investing (W)
Learn basic concepts and considerations when investing. Understand the features and risks of common financial products. You will also learn about investment strategies and how to construct an investment portfolio based on your financial needs and risk appetite.

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Considerations When Investing (T)
This talk aims to help you understand basic concepts and considerations when investing. Learn about investment strategies that can help you manage your risk. You will also learn how you can assess your risk appetite.

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Major Financial Products (T)
This talk aims to help you understand the features and risks of some major financial products. You will also learn about investment strategies and how to construct an investment portfolio based on your financial needs and risk appetite.

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Financial Habits And Behaviours (W/T)
Understand why we take mental shortcuts in our thinking and decision-making and how it affects our financial planning. Learn how we can mitigate the effects of mental short cuts and how our minds can hinder or help in investment decisions and money management.

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Understanding REITs (W/T)
Understand the types of REITs and their benefits and risks. Learn about factors to consider when investing in REITs such as how REITs can be valued and what affects their performance. Also learn how to select a REIT.

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Understanding ETFs (T)
Understand what are ETFs, their structure and the types. Learn the risks and benefits of investing in ETFs and how they can form part of your investment portfolio to provide diversification benefits at lower cost.

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Fundamental Of Share Investing (W)
Understand the different strategies for investing in shares and how to screen companies using their financial statements. Learn the different approaches to valuing shares for example Price-Earnings and Dividend Discount Models.

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Understanding Bonds (W)
Learn about types of bonds, their features and benefits and risks of bond investing. Understand credit ratings, the relationship between bond prices, interest rates and yields and learn about the Singapore Savings Bonds.

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Understanding Bonds (T)
Learn about types of bonds, their features and benefits and risks of bond investing. Also learn about the Singapore Savings Bonds.

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Singapore Savings Bonds (T)
This talk introduces the Singapore Savings Bonds (SSB) which are issued by the Singapore Government. Learn the features, benefits and how to apply and redeem.

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Careshield Life (T)
This talk covers the features and benefits of Careshield Life, which is a national healthcare insurance scheme which provides financial protection against long term care costs.

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Financial Planning For Long Term Care (W)
This module look at the costs required to look after individuals who need long-term care, both from the viewpoint of the affected persons as well as their caregivers. Also covered are the subsidies, Lasting Power of Attorney (LPA) and long-term care options in Singapore.

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Beware Of Scams (T)
Learn to identify types of unregulated investment schemes and possible scams.

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When The Deal Turns Sour (T)
Learn about unfair sales practices and your rights under the Consumer Protection (Fair Trading) Act (CPFTA) and the Lemon Law. This talk will also cover the lease, sale and purchase of property, the role of the Council for Estate Agencies (CEA) and the role of Financial Industry Disputes Resolution Centre (FIDReC).

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Enrich Your Golden Years (W)
Learn how to plan your finances during your retirement years to ensure that your desired lifestyle can be sustained. Understand how CPF prepares you for retirement, options to supplement CPF Life payouts and the importance of health insurance.

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Financial Planning For Employees In Transition (W)
This module is for employees who are being and/or have been retrenched. Learn about financial planning and how to review your current financial position. Learn how to manage your finances by reviewing your spending and setting a budget. Also, learn how to avoid and reduce debt.

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Building Your Nest Egg (W)
Learn the basic steps in retirement planning. The content includes the use of retirement calculators to determine your retirement income needs. Also learn the options for dealing with projected shortfalls and for building your retirement income.

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Assessing Your Retirement Income Needs (T)
Learn the basic steps in retirement planning. The content includes the use of retirement calculators to determine your retirement income needs.

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Options To Build Your Retirement Income (T)
Learn the possible options to help you achieve your retirement goals and the benefits and risks of these options.

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Managing CPF Money For Your Retirement (W/T)
How does CPF prepare you for retirement? How much do you want your payout to be? Will you outlive your savings? This module will answer these questions. You will gain a better understanding of how CPF works, what happens at age 55 and the various CPF Life plans available at age 65. You will also learn about the CPF nomination schemes.

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Financial Planning For Self-Employed (W)
This module aims to teach participants how to measure their financial fitness, draw up a budget, manage their healthcare costs and plan early for their retirement.

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Workshop For Social Workers (W)
This workshop helps to equip social workers with the financial knowledge, tools and resources developed by IFL to help their clients manage and improve their finances.

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