FINANCIAL EDUCATION MODULES
Learn to set S.M.A.R.T. financial goals and calculate how much you need for each goal. Learn how to develop a budget to track your spending and build savings. You will also understand how compound interest can impact your savings and borrowing, and what to look out for when buying on instalment.
Stretching Your Dollar
This talk aims teach you how to reduce your expenses and convert them into savings. You will also understand how compound interest can impact your savings and borrowing, and what to look out for when buying on instalment.
Measuring Your Financial Fitness
Learn how to assess your financial position through analysis of your cashflow, net worth and financial ratios.
Implementing Your Financial Plan
This talk aims to provide an overview of financial plans; namely savings, insurance and investments and how they can help you achieve your financial goals.
Understanding Loans And Credit
Assess if you are borrowing too much. Discover the common types of loans and their associated costs. Learn to manage your borrowing and to resolve debt issues.
Assessing Your Insurance Needs
Learn how to use a life insurance calculator to assess how much coverage you need and the considerations when selecting suitable products. You will also learn how to use online portal compareFIRST to compare and select life insurance products.
Types Of Health Insurance
Learn about the various types of health insurance policies and the meaning of common terms such as policy limits, exclusions and deductibles.
CPF Insurance Schemes
Learn about the CPF schemes that provide basic health insurance cover such as MediShield Life, ElderShield and CareShield Life.
Types Of Life Insurance
This talk aims to help you understand the various types of life insurance which are term, whole life, endowment and investment-linked products. You will be taught how to select life insurance products that meet your objectives.
This talk focuses on the features and benefits of CareShield Life, which is a CPF health insurance scheme that helps pay for long term care in case of severe disability.
Planning For Long Term Care
This talk covers costs and care options for families with members who need long term care. Also covered are funding sources such as Government subsidies, CareShield Life and long-term care financing support schemes. Participants will also learn about Lasting Power of Attorney (LPA).
Considerations When Investing
This talk aims to help you understand basic concepts and considerations when investing. Learn about investment strategies that can help you manage your risk. You will also learn how you can assess your risk appetite.
Major Financial Products
This talk aims to help you understand the features and risks of some major financial products. You will also learn about investment strategies and how to construct an investment portfolio based on your financial needs and risk appetite.
Understanding Exchange Traded Funds (ETFs)
Understand what are ETFs, their structure and the types. Learn the risks and benefits of investing in ETFs and how they can form part of your investment portfolio to provide diversification benefits at lower cost.
Learn about types of bonds, their features and benefits and risks of bond investing. Also learn about the Singapore Savings Bonds.
Singapore Savings Bonds
This talk introduces the Singapore Savings Bonds (SSB) which are issued by the Singapore Government. Learn the features, benefits and how to apply and redeem.
Understanding Real Estate Investment Trusts (REITs)
Understand the types of REITs and their benefits and risks. Learn about factors to consider when investing in REITs such as how REITs can be valued and what affects their performance. Also learn how to select a REIT.
Financial Habits and Behaviours
Understand why we take mental shortcuts in our thinking and decision-making and how it affects our financial planning. Learn how we can mitigate the effects of mental short cuts and how our minds can hinder or help in investment decisions and money management.
Assessing Your Retirement Income Needs
Learn the basic steps in retirement planning. The content includes the use of retirement calculators to determine your retirement income needs.
Options To Build your Retirement Income
Learn the possible options to help you achieve your retirement goals and the benefits and risks of these options.
Managing CPF Money For Your Retirement
How does CPF prepare you for retirement? How much do you want your payout to be? Will you outlive your savings? This module will answer these questions. You will gain a better understanding of how CPF works, what happens at age 55 and the various CPF Life plans available at age 65. You will also learn about the CPF nomination schemes.
Importance Of Estate Planning
Understand the purpose, importance, considerations and ways of distributing your assets according to your wishes. Also covered is distribution according to the Intestate Succession Act and the Lasting Power of Attorney (LPA).
Steps In Estate Planning
This talk covers the objectives, the basic steps in estate planning and the different means of distributing your assets.
Beware Of Scams
Learn to identify types of unregulated investment schemes and possible scams.
When The Deal Turns Sour
Learn about unfair sales practices and your rights under the Consumer Protection (Fair Trading) Act (CPFTA) and the Lemon Law. This talk will also cover the lease, sale and purchase of property, the role of the Council for Estate Agencies (CEA) and the role of Financial Industry Disputes Resolution Centre (FIDReC).
Buying Your First HDB Home
This talk aims to help you budget for your first HDB home by considering one-time and recurring costs. Learn about first-timer CPF Housing Grants and compare loans offered by HDB and banks.
Baby And Child Support Schemes
This talk aims to help you plan your family finances as a couple, with an emphasis on government subsidies and tax benefits offered to help defray the cost of having children in Singapore.
Buying A Home Within Your Means
This module addresses the following questions: Why do people want to buy a home? What are their housing options? And how should they go about it?
Money Management For Youths
Learn useful money management skills and concepts as well as understand important government schemes. Learn how to use basic financial products and services to help you manage your money.
MoneySense For Your Child
This module aims to teach participants the importance of inculcating good financial habits from young. It covers ways that can help to give children money sense such as teaching and modelling healthy financial habits and budgeting.
Financial Resilience During COVID-19 (Public)
This talk aims to help participants deal with the financial challenges presented by the COVID-19 pandemic. It will focus on money management, insurance and will touch on relief provided by the Government, official agencies and financial institutions.
Financial Resilience During COVID-19 (Corporates)
This talk aims to help participants deal with the financial challenges presented by the COVID-19 pandemic. It will focus on money management, insurance, basic investment concepts and will touch on relief provided by the Government, official agencies and financial institutions.