Talk (1 hour)

Objective

Assess if you are borrowing too much. Discover the common types of loans and their associated costs. Learn to manage your borrowing and to resolve debt issues.

Course Outline

  • Comparison of the types of loans, their purposes, features and costs
  • Understand credit card interest
  • What are Debt ratios
  • Instalment Payment Plans

Who Should Attend

Those who want to learn about the cost of borrowing, how to reduce debt, how to assess the amount of debt they can afford and the consequences of borrowing too much.

Other Language

Mandarin

Activity-based Workshop (1.5 hours)

Objective

In this workshop, you will learn how to assess if you are borrowing too much and the common types
of loans and their associated costs. You will also learn to manage your borrowing and to resolve debt issues.

Course Outline

  • Comparison of the types of loans, their purposes, features and costs
  • Understand credit card interest
  • What are Debt ratios
  • Instalment Payment Plans

Who Should Attend

Those who want to learn about the cost of borrowing, how to reduce debt, how to assess the amount
of debt they can afford and the consequences of borrowing too much.

Other Language

Mandarin

 

Workshop (3 hours)

Objective

Assess if you are borrowing too much. Discover the common types of loans and their associated
costs. Learn to manage your borrowing and to resolve debt issues.

Course Outline

  • Comparison of different types of loans, their purposes, features and costs
  • What are Debt ratios
  • Understand credit card interest
  • Ways to reduce debt
  • Options you can take when you are in debt
  • Common debt collection process
  • Bankruptcy

Who Should Attend

Those who want to learn about the cost of borrowing, how to reduce debt, how to assess the amount of debt they can afford and the consequences of borrowing too much.

Other Language

Mandarin

Begin Your Financial Literacy Journey

Enrol for this course via our e-learning platform Finlearn@Academy, where free and user friendly e-courses are available for learning at your own pace and convenience.