Talk (1.5 hours)
Objective
This talk aims to help you budget for your first HDB home by considering one-time and recurring costs. Learn about first-timer CPF Housing Grants and compare loans offered by HDB and banks.
Course Outline
- Considerations and steps when buying your first HDB home
- Evaluating ability to pay
- CPF Housing Grants
- Comparison between HDB and Bank Loans
- Mortgage Servicing Ratio (MSR), Total Debt Servicing Ratio (TDSR)
Who Should Attend
Suitable for first time HDB buyers.
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