FD Comparison Table
The table below shows the Highest Fixed Deposit Rates offered by each financial institution in Singapore (As of 06 Aug 2026). These rates are applicable for Personal Banking customers (i.e. not for Premier or Prestige Banking customers). For links to financial institution’s website, please view in landscape mode when using mobile phones.
|
Financial Institutions |
Interest Rate (per annum) |
Tenure |
Minimum deposit |
Link to Financial Institution’s websites |
|
Bank of China |
1.55% |
6/9/12 months |
S$200,000 |
|
|
CIMB |
1.55% |
9/12 months |
S$10,000 |
|
|
Citibank |
0.70% |
12 months |
S$10,000 |
|
|
DBS |
1.00% |
8/9/10/11/12/18/24/36/48/60 months |
S$1,000 |
|
|
Hong Leong Finance |
1.50% |
4/5 months |
S$10,000 |
|
|
HSBC |
1.05% |
3 months |
S$30,000 |
|
|
ICBC |
1.50% |
6 months |
S$20,000 |
|
|
ICICI |
0.95% |
2/3/6/9/12/15 months |
S$5,000 |
|
|
Maybank |
1.55% |
6/12 months |
S$20,000 |
|
|
OCBC |
1.30% |
12/18 months |
S$20,000 |
|
|
RHB |
1.65% |
12 months |
S$20,000 |
|
|
Sing Finance |
1.55% |
6/12/18 months |
S$61,000 |
|
|
Singapura Finance |
1.45% |
7 months |
S$20,000 |
|
|
Standard Chartered |
1.30% |
6 months |
S$25,000 |
|
|
UOB |
1.30% |
12 months |
S$10,000 |
[Last updated on 06 AUG 2026 at 1435hours]
Disclaimer: The information provided in this page is for general information purposes only and does not constitute financial advice. The list of financial institutions and their fixed deposit offerings reflected here are non-exhaustive. Financial institutions may also require fresh funds to be deposited or placed via digital channels before availing these rates e.g. through internet or mobile banking application. If there are differences in rates found on third party web sites you should check with the financial institutions concerned if the rates still apply before placements.
Fixed deposit rates, terms and conditions are subject to change by the financial institutions without notice and may vary based on individual eligibility and the financial institution’s latest offerings. If you wish to place a deposit, do approach the financial institutions directly to confirm the prevailing and applicable fixed deposit rates on offer and the terms and conditions that apply to you, before doing so. Should there be any discrepancy between the information in the above table and that provided by your financial institution(s), the information provided by your financial institutions should prevail. IFL is not liable for any loss or damage arising from the use of this information.
For more information on aspects to consider in deciding whether to place fixed deposits or which fixed deposits to place, visit Understanding Bank Accounts.
