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This talk aims to teach you how to reduce your expenses and convert them into savings. You will also understand how compound interest can impact your savings and borrowing, and what to look out for when buying on instalment.
Learn how to assess your financial position through analysis of your cashflow, net worth and financial ratios.
Assess if you are borrowing too much. Discover the common types of loans and their associated costs. Learn to manage your borrowing and to resolve debt. Those who want to learn about the cost of borrowing, how to reduce debt, how to assess the amount of debt they can afford and the consequences of borrowing too much.
This talk aims to provide an overview of financial plans; namely savings, insurance and investments and how they can help you achieve your financial goals.
This activity-based workshop aims to enable you to set S.M.A.R.T. financial goals and develop a budget by tracking your spending.
Learn how to build a financial plan using savings, insurance and investments to achieve your goals. Assess your financial position through.
Learn to set S.M.A.R.T. financial goals and calculate how much you need for each goal. Learn how to develop a budget to track your spending.
Find out how to assess if you have adequate life insurance coverage and how to choose suitable products if you have any coverage gap.
Understand the purpose of insurance and learn the types of life and health insurance to meet different needs and budget. Find out if you have any shortfall in coverage in order not to commit to too many insurance products. Also learn how national insurance schemes by CPF supports our health and life insurance needs.
Understand why we take mental shortcuts in our thinking and decision-making and how it affects our financial planning. Learn how we can mitigate the effects of mental short cuts and how our minds can hinder or help in investment decisions and money management.
This talk aims to help you understand the features and risks of some major financial products. You will also learn about investment strategies and how to construct an investment portfolio based on your financial needs and risk appetite. This activity-based workshop aims to help you understand the features and risks of some major financial products.
This workshop is an introduction to the basics of personal investing. At the end of the workshop, you will be aware of fundamental basic investing concepts such as risk-return trade-offs, diversification, dollar cost averaging, and considerations every investor should bear in mind as they embark on their maiden investing journey.
This talk aims to help you understand basic concepts and considerations when investing. Learn about investment strategies that can help you manage your risk. You will also learn how you can assess your risk appetite. This activity-based workshop aims to help you understand basic concepts and considerations when investing. Learn about investment strategies.
Learn basic concepts and considerations when investing. Understand the features and risks of common financial products.
Learn to identify common types of scams, measures you can take to avoid being the next victim, and about unregulated investment schemes and their risks.
Learn about unfair sales practices and your rights under the Consumer Protection (Fair Trading) Act (CPFTA) and the Lemon Law. This talk will also cover the role of the Council for Estate Agencies (CEA) and the Financial Industry Disputes Resolution Centre (FIDReC).
Learn about recent scams, how to identify warning signs and measures you can take to avoid being the next victim.
This module aims to help the self-employed person take account of unique challenges to their financial planning and how understanding important principles will enable them to plan better in order to achieve their financial goals.